📜 Terms and Conditions for Sicel.xyz

Effective Date: August 18, 2025
Website: https://sicel.xyz/
Contact Email: waqas49m@gmail.com

These Terms and Conditions (“Terms”) govern your access to and use of our website and services. By using our site, you agree to comply with and be bound by these Terms. If you do not agree, you should not use Sicel.xyz.

1. Introduction

Sicel.xyz (“we,” “our,” or “us”) provides online content, tools, resources, and services related to Artificial Intelligence (AI), Technology, Insurance, Business, and APKs.

These Terms form a legally binding agreement between you (“user,” “you,” or “your”) and Sicel.xyz.

We recommend you read this document carefully to understand your rights, responsibilities, and restrictions while using our platform.

2. Acceptance of Terms

By:
✅ Accessing our website,
✅ Downloading any APK or digital product,
✅ Using our AI tools, business insights, or insurance-related content,
✅ Interacting with any part of our platform,

You acknowledge that you have read, understood, and agreed to be bound by these Terms.

If you are using this website on behalf of a company, organization, or other entity, you confirm that you have the authority to bind that entity to these Terms.

3. Eligibility

To use our services, you must:

Be at least 18 years old, or the age of majority in your jurisdiction.
Have the legal capacity to enter into a binding agreement.
Not be prohibited by law from accessing our services.

If you are under 18, you may only use the website with the supervision and consent of a parent or guardian.

4. Changes to Terms

We may update or modify these Terms from time to time. Any changes will be posted on this page with an updated “Effective Date.”

Your continued use of Sicel.xyz after changes indicates your acceptance of the updated Terms.

5. Our Services

Sicel.xyz provides access to:

AI Tools & Insights 🤖
- Articles, resources, and tools related to artificial intelligence.
Technology Updates 💻
- Latest news, apps, software guides, and technology innovations.
Insurance Resources 🛡️
- Informational content on insurance products, policies, and industry updates (not financial advice).
Business Knowledge 📊
- Market insights, strategies, and general business information.
APK Downloads 📱
- Curated APK files for apps and technology-related products (for educational and testing purposes).

⚠️ Disclaimer: We do not provide financial, legal, or professional advice. Information is for educational and informational purposes only.

6. User Responsibilities

When using Sicel.xyz, you agree to:

Use the website lawfully and ethically.
Not misuse, hack, or disrupt the website.
Respect intellectual property rights.
Not distribute harmful, offensive, or misleading content.
Download APKs responsibly and at your own risk.

Failure to comply may result in termination of access.

7. Intellectual Property Rights

All content, trademarks, logos, graphics, text, images, software, and digital files available on Sicel.xyz are the property of Sicel.xyz or its content providers.

You may not:

Copy, reproduce, or distribute our content without permission.
Modify or exploit any material for commercial purposes without written consent.

8. APK Downloads & Usage

We provide APKs for informational and educational purposes only. By downloading, you agree that:

APKs may come from third-party developers.
Sicel.xyz is not responsible for damages caused by APK usage.
You must ensure compatibility and safety of installations on your device.
Illegal use of APKs (e.g., pirated apps) is strictly prohibited.

9. Third-Party Links

Our website may contain links to third-party websites or services.

We are not responsible for the content, policies, or practices of third-party platforms. Your interaction with third parties is at your own risk.

10. Disclaimer of Warranties

Sicel.xyz provides content “as is” and “as available” without warranties of any kind, including:

No guarantee of accuracy, reliability, or completeness.
No guarantee that services will be uninterrupted, secure, or error-free.
No responsibility for damages caused by downloads, viruses, or malware.

11. Limitation of Liability

To the maximum extent permitted by law, Sicel.xyz and its team shall not be liable for:

Any direct, indirect, incidental, or consequential damages.
Data loss, business interruption, or financial loss.
Issues arising from third-party apps, services, or content.

12. Indemnification

You agree to indemnify and hold harmless Sicel.xyz, its team, and affiliates from any claims, damages, losses, or liabilities arising from your:

Use of the website,
Violation of these Terms,
Infringement of intellectual property rights,
Misuse of APKs or third-party tools.

13. Termination

We reserve the right to suspend or terminate your access to Sicel.xyz if you:

Breach these Terms,
Engage in fraudulent, illegal, or harmful activities,
Misuse our platform or services.

14. Governing Law

These Terms shall be governed by and interpreted under the laws of Pakistan (your local jurisdiction may apply if you access globally).

Any disputes will be resolved in accordance with applicable legal frameworks.

15. Privacy Policy

Your privacy is important to us. Please refer to our Privacy Policy for details on how we collect, store, and protect your data.

16. Contact Information

For any questions, concerns, or legal notices regarding these Terms, please contact us at:

📧 Email: waqas49m@gmail.com
🌐 Website: https://sicel.xyz/

17. Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement between you and Sicel.xyz and supersede any prior agreements.

18. Final Notes

By using Sicel.xyz, you acknowledge that you:

Have read and understood these Terms.
Accept full responsibility for your actions while using the site.
Agree not to misuse or exploit our services.

Thank you for choosing Sicel.xyz 💡🚀 We aim to provide valuable resources in AI, Technology, Insurance, Business, and APKs to support your digital journey.